If you're a teen between 14 and 18, we've got the perfect account for you!

Our MoneyOne Teen Account is a great way to learn how to manage a Checking account and a Debit Card, before you head off on your own to college or work.

Get your own MoneyOne Teen Account* at Hoosac Bank or Williamstown Savings Bank, and we’ll start you off with an extra $25. All you have to do is drag a parent down to one of our lobbies to open an account and we’ll deposit $25 into your account. Check out the “Refer-A-Friend” page to learn how you can get even more money.

Your MoneyOne Teen Account will include a Checking account and FREE Online Banking along with a Debit Card. And you can use your Debit Card to get cash at ATMs or to buy things.

What's a Debit Card?
A Debit Card is an easy way to use the money in your Checking account. You can use your Debit Card to pay for purchases just about anywhere credit cards are accepted — gas stations, convenience stores, malls, online stores and more. You also can use it to get cash at ATMs or at stores when you make a purchase.

A Debit Card has the same available balance as your Checking account and unlike a credit card, it doesn't charge interest. You can't spend any more money than you have in the account, which helps you avoid building unmanageable debt. And, since the money is coming right out of your Checking account, it doesn't need to be paid back.

*If you use more than five checks in a monthly statement cycle, a $3.00 per month fee applies. Hoosac Bank and Williamstown Savings Bank will not charge you a fee to use our ATM or one belonging to another institution. If you use one belonging to another institution, that institution may charge a fee. Free checks are standard safety style.

Hoosac Bank and Williamstown Savings Bank do not approve any website that is linked through this browser. We are not responsible for content, and neither endorse nor make warranty for information, accuracy, or presentation of the site or sites in question.

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Hoosac Bank and Williamstown Savings Bank are wholly owned subsidiaries of MountainOne Financial Partners, MHC. Members FDIC. Members DIF.

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